multi-asset accumulator fund range

The Pacific Multi-Asset Accumulator range consists of four risk targeted, blended multi-asset funds investing across active, passive and smart-beta strategies to create cost efficient, highly diversified, unbiased portfolios.

This unbiased approach means investors get the best of both worlds: the skills and market insights of expert active investors combined with the cost-efficiency of passively managed funds.

Our portfolios contain a mix of five broad asset classes: equities, fixed income, alternatives, diversifying assets and cash. By adjusting this mix, we can create portfolios that match an investor’s particular investment goals and appetite for risk.

The asset allocation of the funds is actively managed and continually adjusted to navigate prevailing market conditions. These modern portfolios can be assessed directly or via PAM’s Core Growth MPS range where they act as a forward-looking overlay.

Multi-Asset solutions for varying risk tolerance

Defensive

Suitable for investors with a low appetite for risk. The fund offers the least exposure to equities, with the majority invested in fixed income and other diversifying asset classes.

Conservative

This fund still has a comparatively small exposure to equities, ranging between 20% and 60%. The rest is invested in fixed income and other diversifying asset classes.

Core

The fund will typically take a more balanced exposure to gains in equities, with exposure ranging between 40% and 85%. The rest is invested in fixed income and other diversifying asset classes.

Plus

Suitable for investors with a high appetite for risk and wishing to have an active exposure to potential gains in the equity markets.

As at 26 Feb 2021. Holdings and allocation are subject to change
Defensive

Suitable for investors with a low appetite for risk. The fund offers the least exposure to equities, with the majority invested in fixed income and other diversifying asset classes.

Conservative

This fund still has a comparatively small exposure to equities, ranging between 20% and 60%. The rest is invested in fixed income and other diversifying asset classes.

Core

The fund will typically take a more balanced exposure to gains in equities, with exposure ranging between 40% and 85%. The rest is invested in fixed income and other diversifying asset classes.

Plus

Suitable for investors with a high appetite for risk and wishing to have an active exposure to potential gains in the equity markets.

Limited exposure
to the equity market
Full exposure
to the equity market

Asset Allocation

Optimised output with tactical positioning

EQUITIES

Equities are company shares traded on a stock market. A firm’s share price can fluctuate rapidly, so equities are a higher-risk investment than fixed income – but one that offers the potential for higher returns.

FIXED INCOME

Fixed income investments are generally bonds – loans to companies or governments that generate regular interest payments. They are popular with investors who are prepared to accept lower returns for lower risk. Fixed income is often used to diversify a portfolio, although at Pacific Asset Management it’s not the only diversifying asset we use.

Alternatives

Alternative assets can bring further diversification and enhance returns to a portfolio by including in it investments such as property and commodities.

Diversifying assets

Diversifying Assets are those that, over the long term display a low correlation to both equity and fixed income asset classes. Often, diversifying assets are exposures capable of targeting absolute returns through offsetting positions across and within asset classes. Pacific target these exposures in a cost efficient, transparent way.

Cash

In general, cash is the safest asset of all – but the one that provides the lowest returns. The biggest risk with holding your money in cash is that its value will be eroded by inflation.

Arrow - Product range@2x

Access: blended modern approach

Combining Active management, Passive and Factor exposures

Active

Utilising the skills and market insights of expert active investors with the goal of beating the market returns and minimising loss.

Passive

Highly cost efficient way of capturing market based returns via passively managed funds.

Factor

A modern technique that aims to systematically recreate traditional portfolios by using low cost, exchange traded instruments. Learn more about how we use factor investing below.

Direct

Investing directly in assets such as Government Bonds keeps costs low and allows for more precise control over interest rate risk.

How we use Factor Investing

One of the things that sets Pacific’s Multi-asset Accumulator Range apart is our use of inhouse ‘factor’ investing and analysis when selecting assets.

At Pacific, we think differently about diversification. Instead of building portfolios based purely on a mix of asset classes, we consider the underlying factors that determine the risks associated with those asset classes. Such factors might include the price trends of the equity market, the quality of companies’ balance sheets and earnings or the size of a company.

Dedicated factor investing team

At Pacific Asset Management, we have a dedicated team of specialists who use factor investing to understand what makes asset classes behave as they do. Their insights allow us to use diversifying assets to better balance risk return.

Why Invest?

Truly multi-asset solutions designed to accommodate a range of client risk appetites and returns expectations.

A blended modern investment approach combining active, passive and direct investments across a diversified, global mix of asset classes.

Highly diversified, liquid portfolios investing across active, passive and smart-beta strategies.

Dedicated factor investing allowing for a broad brush understanding of asset classes to really dig into the ‘DNA’ of markets.

From the team

There are always risks in the world, but multi-asset investors start
with one key advantage: Diversification

– Will Bartleet, Portfolio Manager

Hear from PAM employees

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– Cobi Shillito, Officer Manager

From the team

PAM has a modern, common-sense investment approach which allows us
to deploy innovative and cost efficient ways to capture value for our
clients

– Lou Cuccinello, Portfolio Manager

Hear from PAM employees

Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet dolore magna aliquam erat volutpat.

– Cobi Shillito, Officer Manager

Slider

Portfolio managers

Will Bartleet

Chief Investment Officer

Will is the Chief Investment Officer and Portfolio Manager of Pacific’s range of multi-asset funds. Prior to joining Pacific, he worked at HSBC Asset management for 17 years, most recently as Portfolio Manager of a $5bn range of multi-asset funds. He was also the Chairman of their Tactical Asset Allocation Committee, responsible for the tactical positioning of HSBC’s $30bn wealth business.
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Will Thompson

Portfolio Manager

Will Thompson is a Portfolio Manager with focus on PAM’s multi-asset SRI solutions. Prior to joining PAM in 2020, Will was a Senior Portfolio Manager in the UK Multi-Asset team within HSBC Global Asset Management in London. Will was responsible for running the World Selection, Global Strategy and Multi-Asset Sustainable fund ranges, as well as various Income strategies. Previously he worked as an analyst at Asset Risk Consultants. Will holds a BA (Hons) in PPE (Politics, Philosophy and Economics) from Durham University and is a CFA Charterholder.

Lou Cucciniello

Head of Diversifying Assets and co-manager of Risk Premia

Louis is Head of Diversifying Assets at Pacific. Prior to joining in 2016, Louis worked at Deutsche Bank for 10 years, most recently as the Managing Director and the Global Head of Multi- Asset Trading where he created, traded and managed over $5bn of risk premia strategies. In this role, Louis and his team developed and managed quantitative alternative investments.
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Contact us

For further information on any aspect of our business, please get in touch